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Welcome to 932 Bay Ridge Drive, a remarkable waterfront retreat nestled within the private gated community of Bay Ridge on the coveted north end of Lake Keowee. Situated in a quiet, low-traffic cove known for its crystal-clear, cool water throughout the summer, this exceptional property offers the perfect blend of luxury, privacy, and year-round recreation. Featuring over 4700 total square feet, 5 bedrooms, and 3 full bathrooms, this thoughtfully designed home is ideal for both full-time living and unforgettable weekends at the lake. Exquisite finish carpentry and custom detailing throughout showcase a level of craftsmanship rarely found, creating an atmosphere that is both elegant and inviting. The main-level owner's suite offers convenience and comfort, complete with a private balcony and beautifully updated ensuite bath. The terrace level is perfectly suited for guests and entertaining, featuring three additional bedrooms, a second kitchen, a spacious recreation room, and over 800 square feet of storage space. An additional loft bedroom provides even more flexibility for hosting family and friends. Recent improvements include new carpeting throughout, extensive deck replacements, a recently installed sewage pump with transferable warranty, and a new roof installed in 2025, providing peace of mind for years to come. Outside, enjoy multiple outdoor living spaces including upper and lower decks, a hot tub, beautifully landscaped grounds, a private creek, a cabana with additional storage, a sun deck, and a private waterfront dock. A permit application for a full-size covered dock has been submitted and is currently under review, while the existing dock is fully permitted and grandfathered. Perfectly positioned for both convenience and adventure, the home is just minutes from Highway 11 while remaining peacefully secluded from road noise. Lake Jocassee, state parks, waterfalls, and countless hiking trails are all nearby. Whether you're seeking a luxury waterfront residence, a family retreat, or a place to create lasting memories for generations to come, 932 Bay Ridge Drive offers an exceptional opportunity to experience the very best of Lake Keowee living.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$1,460,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,168,000 | $1,168,000 | $1,168,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.312% | 6.235% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,909 | $7,097 | $9,856 |
| Total Monthly Payment | $7,034 | $7,222 | $9,981 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.