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This house provides space and comfort while living near the East Haven Shore. Tucked away at the end of a quiet cul-de-sac, this well-appointed 3 bed, 2 bath, Raised Ranch offers the kind of privacy and peace that's a welcome treasure. There is a flexible layout offering versatility: three bedrooms upstairs plus a lower-level family room currently used as a 4th bedroom complete with a wood stove-ideal for guests, a home office, or a cozy retreat on winter evenings. The living room features a fireplace, and the kitchen comes fully equipped with newer stainless appliances, making the home genuinely move-in ready. Outside a wood deck approx. 13'x21' complete with a grill for your outside entertaining. A new roof (permit approved)was replaced in 2020 with addt'l insulation in the attic. East Haven is a friendly, coastal community known for its, historic downtown, and strong sense of neighborhood. Private and practical it's priced for the market and ready for a new family to enjoy. ***Showings start at 4: 15pm to 6: 15 For continuity please use attached GHAR contract attached.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Ceiling Fan | Main |
| Bedroom 2 | Ceiling Fan | Main |
| Eat-In Kitchen | Balcony/Deck,Ceiling Fan,Dining Area,Eating Space,Sliders | Main |
| Family Room | Wood Stove | Lower |
| Living Room | Fireplace | Main |
| Primary Bedroom | Ceiling Fan,Full Bath | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $344,000 | $344,000 | $344,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $433 | $433 | $433 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,060 | $2,146 | $2,834 |
| Total Monthly Payment | $2,568 | $2,654 | $3,342 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.