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Dreaming of a small New England town with easy city access? Look no further than this charming 2-bed, 1-bath ranch! Step into a generous living room featuring stunning hardwood floors that flow throughout much of the home. The spacious eat-in kitchen and dining combo offers ample cabinets and layout flexibility. A sun-filled mudroom provides exterior access to the garage and doubles as a bright sitting area for extra living space. Outside, enjoy picture-perfect curb appeal with welcoming gardens and year-round perennial plantings. Conveniently located near major routes and minutes from downtown Worcester, this property is ideal for first-time buyers, downsizers, or investors. Key upgrades include mini-splits paired with a durable Buderus boiler, a newer oil tank, a new roof, new basement windows, a basement waterproofing system, and exterior generator hookups. Showings start now!
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Flooring - Hardwood | First |
| Dining Room | Flooring - Laminate | |
| Kitchen | Flooring - Laminate | First |
| Living Room | Flooring - Hardwood | First |
| Master Bedroom | Flooring - Hardwood | First |
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.650% | 5.866% |
| Monthly Tax Payment | $390 | $390 | $390 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,944 | $2,022 | $2,635 |
| Total Monthly Payment | $2,409 | $2,487 | $3,100 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.