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Enjoy the perfect blend of classic charm and modern convenience in this extensively renovated 3-bedroom, 2-bath Cape in the heart of St. Albans City. Thoughtfully updated from top to bottom, this move-in-ready property offers timeless appeal with today's modern comforts. Step inside to discover bright, inviting living spaces featuring new flooring throughout, an exquisite new kitchen with modern appliances, and beautifully renovated bathrooms. The open-concept kitchen and dining area flow seamlessly into the spacious family room, creating an ideal setting for everyday living and entertaining. A cozy living room offers the perfect place to relax, while the additional first-floor office provides an excellent work-from-home space, study area, or flex room. Glass doors open to a back deck overlooking the deep, private backyard. A fenced area provides a safe place for pets and children to play, while the spacious yard is perfect for gardening, outdoor games, summer barbecues, and gatherings with family and friends. A large storage shed offers plenty of room for tools, lawn equipment, bicycles, and seasonal gear. The full unfinished basement provides abundant storage and future expansion possibilities. The welcoming covered front porch adds timeless curb appeal and creates the perfect spot to enjoy a morning coffee, relax after a busy day, or visit with neighbors. Conveniently located within walking distance of downtown St. Albans, you'll enjoy easy access to local shops, restaurants, cafés, schools, parks, the farmers market, and the city's many year-round events and festivals. Just minutes away are Northwestern Medical Center, Collins Perley Sports Complex, Hard'ack Recreation Area, the year-round city pool, grocery stores, shopping, and I-89 for an easy commute to Burlington, Chittenden County, or Montreal.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 6/20/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $331,920 | $331,920 | $331,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $496 | $496 | $496 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,988 | $2,096 | $2,756 |
| Total Monthly Payment | $2,559 | $2,667 | $3,327 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.