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The Sweetest Andes Victorian - Not every village house in Andes comes with a separate guest quarters, a separate studio/garden space, a two-car garage (plus additional parking space for 3 more cars), lovely established gardens AND a front porch that looks like it belongs in a storybook! Oh. . . and delightful stream access in the back yard whilst being totally out of ANY flood zone!
Sweetly set-back off Delaware Avenue right in the heart of Andes, this 1870 Victorian offers it all: walk-to-town ease, stunning architectural detail, a collection of thoughtfully crafted spaces beyond the main house, and the flexibility to host, create, work, and relax. The main house is warm and distinctive, with Gothic Revival-inspired pointed arches, a steep cross-gabled roofline, an inviting front porch, wood floors, custom built-ins, and a parlor that spans the width of the home with a decorative mantle and separate side entrance. The layout includes two bedrooms, a dedicated office, a full bath, a convenient powder room, first-floor laundry, and a walk-out lower level that expands the home's versatility - ideal as a media lounge, work-from-home retreat, or comfortable overflow space for guests.
What makes the property especially compelling is the collection of thoughtfully designed outbuildings and flexible-use spaces beyond the main house. Elegant guest quarters with a kitchenette, a stunning bathroom with a clawfoot tub and skylight and huge south-facing windows that bring in beautiful natural light are located above the 2-car detached garage (complete with a private entrance through the garden). The guest quarters are the ideal spot for weekend visitors, extended stays or a private work space. Outside, a pergola-covered seating area creates a peaceful outdoor room that integrates the main house and guest quarter space. A large fenced yard leads to a third whimsical structure the 'Studio Space and Gardening Room'' that echoes the story-book character of the home and guest quarters. Detailed with reclaimed iron windows and architectural salvage, the front portion is a bright tiled studio with ample electrical service, ideal for creative work, hobbies, or a workshop. The rear portion is dedicated garden space with wide doors that accommodate riding mower access, creating a practical and beautifully integrated extension of the property.
This is not just a house; it is a small Andes village compound with history, and endless possibilities. Walk to Wayside Cider, Café Mutsi, The Andes Hotel, galleries, Diamond Hollow Books, town pool, the goat farm and Dirty Girl Farm stand and the everyday rhythm that makes Andes one of the Catskills' most beloved villages. Just 2. 5 hours from the George Washington Bridge, 191 Delaware Avenue offers the romance of an old house, the usefulness of multiple spaces, and a location that makes weekends - or full-time village life - kind of ''Catskills perfect''.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $388,000 | $388,000 | $388,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $309 | $309 | $309 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,324 | $2,450 | $3,222 |
| Total Monthly Payment | $2,708 | $2,834 | $3,606 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.