|
|
First time on the market in over 50 years, this 4-bedroom Colonial presents an exceptional opportunity in one of Ridgefield's most convenient commuter locations. Lovingly maintained by the same family for generations, the home offers solid fundamentals, generous living space, and the chance for its next owner to bring their vision and make it their own. Significant recent improvements provide a strong foundation for future updates, including a new roof (January 2026), complete interior painting (May 2026), new boiler and oil tank (May 2020), and a new well pump and water softener (May 2020). With these major capital improvements already completed, buyers can focus on customizing the home to suit their style and needs. This classic Colonial offers spacious rooms, hardwood floors, two car garage, abundant natural light, and the timeless appeal of a traditional floor plan. Whether you're looking to renovate, refresh, or simply enjoy the home as it is, the possibilities are endless.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Vaulted Ceiling,Hardwood Floor | 19.0 x 12.0 | Main |
| Bedroom 2 | Hardwood Floor | 14.0 x 11.0 | Upper |
| Bedroom 3 | 14.0 x 10.0 | Upper | |
| Dining Room | Hardwood Floor | 12.0 x 12.0 | Main |
| Living Room | Hardwood Floor | 12.0 x 18.0 | Main |
| Primary Bedroom | Hardwood Floor | 10.0 x 16.0 | Upper |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
For homebuyers and sellers, our Attorney Network:
$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $519,200 | $519,200 | $519,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.952% |
| Monthly Tax Payment | $707 | $707 | $707 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,155 | $3,278 | $4,311 |
| Total Monthly Payment | $3,954 | $4,077 | $5,110 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.