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Welcome to 32 Cobb Road — this spacious 3 bedroom, 3 bathroom High Ranch offers far more living space than a typical ranch-style home. A wide staircase leads to the bright and inviting main level featuring a large Living Room with hardwood floors, fireplace, and custom European maple built-ins. The open layout flows into the Dining Room with hardwood floors and sliding glass doors to a large private rear deck. The spacious Kitchen offers stainless steel appliances, granite countertops, tile flooring, glass tile backsplash, and custom glass shelving. Down the hall are two bright bedrooms (one being used as an office) with large closets, a full hall bath, and the spacious Primary Suite featuring hardwood floors, dual closets, and a private full bath. The lower level provides excellent additional living space with a large Family Room featuring a wood-burning stove, parquet floors, and oversized windows, plus a summer kitchen, additional office (currently being used as a bedroom), full bath, laundry room, and attached garage with workshop space and walk-out access to the backyard. Outside, enjoy beautiful perennial and native gardens, a potting shed, with charming art/music studio. Ideally located across from protected open space and just minutes to I-84, I-684, Route 22, Metro-North, shopping, hiking, biking, and more.
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Our Executive Mortgage Banker:
$725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $580,000 | $580,000 | $580,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.524% | 5.866% |
| Monthly Tax Payment | $1,049 | $1,049 | $1,049 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,474 | $3,618 | $4,778 |
| Total Monthly Payment | $4,615 | $4,759 | $5,919 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.