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Nestled in the heart of coveted East Setauket, this charming 3-bedroom, 2-bath ranch offers the perfect blend of comfort, convenience, and classic Long Island living. Set on a picturesque street directly across from a golf course, enjoy peaceful, tree-lined views right from your front door. Step inside to find warm hardwood floors flowing throughout the home, creating an inviting and cohesive living space. The beautifully renovated full bathroom showcases modern finishes, adding a fresh and stylish touch to this well-maintained home. Central air conditioning ensures year-round comfort, while the full basement provides tremendous storage or the potential to create the recreational or flex space of your dreams. Start your mornings on the lovely front porch, the perfect spot to sip your coffee and soak in the serene golf course views just across the street. Outside, a sweeping circular driveway offers effortless arrival and ample parking for family and guests, while the attached one-car garage adds everyday convenience. Located in the highly regarded Three Village Central School District, this is an opportunity you won’t want to miss.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $519,200 | $519,200 | $519,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.650% | 5.866% |
| Monthly Tax Payment | $973 | $973 | $973 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,155 | $3,282 | $4,277 |
| Total Monthly Payment | $4,220 | $4,347 | $5,342 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.