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What can I say? This was built to be our forever home. Every detail has been thought out with utmost care; however, we are exploring the idea of heading south. This home features 10 rooms total. Lake views from every room. The main house has 8 rooms all carefully remodeled with high end materials and an open floor plan with plenty of natural light. Dual stage high efficiency central air conditioning and heating throughout, as well as a whole home propane generator. The home features a detached 2 car garage with a legal apartment above, also with full remodel and cathedral ceilings. The property is a . 7 acre double lot with a large parking area for 10 or more cars. There are 2 docks on your 60' of frontage on beautiful spring fed Hitchcock lake north. 2 large decks with tempered glass railings for uninterrupted views. The main area of the home has wide plank maple flooring. The kitchen features Wellborne forest cabinetry and an island with all of the extra trim and detailing, Aurora Boreala quartzite countertops, Kitchenaid black stainless steel appliances including double ovens and an icemaker in the bar. The bar is a custom made 8 seat wet bar with duel tier counters, tempered glass shelving, and a full size Kingsbottle cooler. Also on the main floor you have a spacious dining room, and an extra large living room with a wood stove insert with stone surround, main floor bedroom facing the lake which is currently being used as an office and a full bathroom. Upstairs we have the massive main bedroom sweet with cathedral ceilings, a large walk in closet, a covered balcony overlooking the lake, an exquisite main bathroom which features cathedral ceilings, a double sided propane fireplace that's shared with the bedroom, heated floors, extensive tile and stone work, dual sink vanity with Azul calcite counter tops, a 200 gallon 75 jet bath tub, an extra large shower with 3 shower heads, 3 body sprays, and a wand, all controlled with thermostatic Grohe shower system with ceramic valves that keep the temperature just how you like it, steam sauna, heated floors in the shower and bench seating from Schluter systems, also a powder room. There are 2 other bedrooms upstairs which are good sized with cathedral ceilings, and hardwood floors as well as another large uniquely designed bathroom with laundry rounding out the second floor. Across the way you have your large 2 car detached garage with the studio apartment. The apartment is heated and cooled year round by a high efficiency 3 head Mitsubishi mini split system. On the main level you have a good sized room which currently has a couple of pinball machines in it but could make a great office for a larger family that needs all the bedrooms in the main house. Upstairs is a very large 28x28 studio apartment. The apartment has been completely remodeled and features cathedral ceilings, hard maple flooring, a fully applianced stainless steel kitchen, with Macaubus quartzite counter tops, skylights, plenty of windows and natural lighting as well as recessed lighting cans, large bathroom and closet. Lake views abound!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Wide Board Floor | 11.0 x 15.0 | Main |
| Bedroom 2 | Hardwood Floor | 14.0 x 14.0 | Upper |
| Bedroom 3 | Hardwood Floor | 13.0 x 14.0 | Upper |
| Dining Room | Palladian Window(s) | Main | |
| Family Room | 9 ft+ Ceilings,Wet Bar,Wide Board Floor | 11.0 x 23.0 | Main |
| Full Bath | Cathedral Ceiling,Double-Sink,Fireplace,Steam/Sauna,Whirlpool Tub | 9.0 x 20.0 | Upper |
| Full Bath | Skylight,Cathedral Ceiling,Laundry Hookup,Tile Floor | 8.0 x 9.0 | Upper |
| Kitchen | 9 ft+ Ceilings,Granite Counters,Wet Bar,Island,Engineered Wood Floor,Wide Board Floor | 15.0 x 16.0 | Main |
| Living Room | Wood Stove,Sliders | 16.0 x 19.0 | Main |
| Office | Palladian Window(s) | 8.0 x 10.0 | Other |
| Primary BR Suite | Cathedral Ceiling,Balcony/Deck,Ceiling Fan,Dressing Room,Gas Log Fireplace | 18.0 x 28.0 | Upper |
| Studio Apt | Skylight,Cathedral Ceiling,Beams,Granite Counters,Full Bath | 28.0 x 28.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,119,200 | $1,119,200 | $1,119,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $991 | $991 | $991 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,267 | $6,800 | $9,369 |
| Total Monthly Payment | $7,383 | $7,916 | $10,485 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.