|
PRICE ADJUSTMENT. . . Welcome to The Cloisters at Bardmoor, A beautifully maintained community nestled within the Bardmoor Golf and Tennis area. This move in ready 2bedroom, 2 bath condominium offers 1, 110 Sq F of comfortable living space in a charming 2 story building. Thoughtfully updated throughout, the home features a fully renovated kitchen with Thomasville cabinets, an updated guest bathroom, new hurricane impact windows, and a new A/C system for year round comfort and peace of mind. The spacious living area with vaulted ceilings flow seamlessly into enclosed rear porch with screens and sliding windows, creating a versatile Florida room perfect for relaxing, entertaining, or enjoying the beautiful weather. Buy with confidence knowing this property is located outside a flood zone and is part a financially strong community with fully funded HOA reserves. Even More impressive, the HOA fees was recently reduced an increasingly rare benefit to todays Florida market. With only 42 residences, The cloisters offer a quiet, friendly atmosphere and a sense of community rarely found in larger condominium developments. Residents enjoy a beautiful community pool, mature landscaping scenic walking areas, and covered parking space. The pet friendly community is ideally located just 15 minutes from the Gulf beaches, 15 minutes from vibrant downtown St. Petersburg, and less than 30 minutes from Tampa International Airport. Everyday essentials are close at hand, with Publix, shopping, dining, and major Hospitals minutes away. providing exceptional convenience and peace of mind . Whether you're seeking a full time residence, seasonal retreat, or low maintenance life style bardmoor condominium is ready to welcome you home
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$289,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $231,200 | $231,200 | $231,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $161 | $161 | $161 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,385 | $1,442 | $1,904 |
| Total Monthly Payment | $1,621 | $1,678 | $2,140 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.