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203 Lyman Road, E. Patchogue (East Patchogue), NY, 11772 | $419,999
Less is more with this charming one bed, one bath beach bungalow, nestled in the sought after area of Bellport Beach Estates. This cozy home is big on warmth, character and ideal for easy coastal living. This one bedroom cottage features a spacious walk in closet, bathroom with walk in shower, designated laundry area and adorable eat in kitchen. Enjoy your morning coffee while gazing at the park like surroundings. Adding to its appeal, the charming and vibrant Bellport Village is just moments away, offering boutique shopping local dining, and a wonderful sense of community. This delightful bungalow is a fantastic opportunity to enjoy the best of Long Island’s South Shore lifestyle. With a little bit of imagination this little cottage can become your very own slice of heaven. With membership into The Bellport Beach Estates Association you can enjoy gated access to your own private bay beach dock, gazebo and play area. The association also hosts an array of community events such as , seasonal get togethers, and holiday decorating competitions (Located at the end of Woodacres ) For more information visit the website: WWW. bbpoany. net
Features
- Town: E. Patchogue
- Rooms: 4
- Bedrooms: 1
- Baths: 1 full
- Laundry: Laundry Room
- Style: Cottage
- Year Built: 1952
- Heating: Baseboard, Hot Water, Oil
- Cooling: Ductless
- Approx Sq. Feet: 640
- Acreage: 0.3
- Est. Taxes: $3,426
- Elem. School: Verne W Critz Elementary School
- Middle School: Bellport Middle School
- High School: Bellport Senior High School
- School District: South Country
- Pool: Yes
- Appliances: Dishwasher, Dryer, Electric Oven, Refrigerator, Washer
- MLS#: 1007989
- Website: https://www.raveis.com
/prop/1007989/203lymanroad_epatchogue_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
203 Lyman Road, E. Patchogue (East Patchogue), NY, 11772
$419,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $335,999 | $335,999 | $335,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.524% | 5.846% |
| Monthly Tax Payment | $286 | $286 | $286 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,988 | $2,096 | $2,768 |
| Total Monthly Payment | $2,349 | $2,457 | $3,129 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535