576 SW Rustic Circle, Stuart, FL, 34997 | $729,900

Fully Renovated Double-Lot Retreat — In the Boating Community of Rustic Acres. Rare opportunity to own a fully renovated double-lot retreat in the highly desirable boating community of Rustic Acres in Stuart. While the home itself sits inland for privacy and tranquility, residents enjoy a shared private dock and pavilion with ocean access — and no fixed bridges to open water — making this the ideal home base for the boating lifestyle without the waterfront tax bill. Situated on a fully fenced half-acre double lot, the property offers privacy, space, and room for boats, RVs, and recreational vehicles, all behind a private sliding gate entrance. This 3-bedroom, 2-bath home spans over 2, 500 square feet of thoughtfully blended character and modern updates. Recently completed a full top-to-bottom renovation: brand-new tile flooring throughout the lower level and main living areas, new vinyl flooring throughout the upper level, two beautifully redone bathrooms, and fresh designer paint inside and out. The home's signature warmth is preserved in the Pecky cypress accent walls and the wood-burning fireplace in the family room — classic Florida charm meets contemporary livability. Multiple living areas give the home flow and flexibility, and the spacious primary suite includes a flex room ideal as an office, nursery, or sitting area. A 2022 metal roof and full hurricane shutters round out the major systems. Step outside to a true tropical escape: beautifully landscaped with mature fruit trees — mango, banana, avocado, papaya, orange, and grapefruit — a screened above-ground pool, a gazebo solarium, and a detached cottage currently used as a fitness studio with full guest-house potential. A detached 3-car carport with golf cart storage rounds out the property. Rustic Acres residents enjoy access to the community's private floating dock and pavilion, with a short boat ride to Downtown Stuart's restaurants, shopping, and waterfront attractions. Low HOA of just $66. 67/month. A one-of-a-kind opportunity — privacy, community ocean access, and a fully renovated home all in one. Schedule your private tour today.

Features

  • Amenities: Boating, Picnic Area
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room, Sink, Washer Hookup
  • Development: Rustic Acres
  • Year Built: 1978
  • Garage: 1-car Detached
  • Heating: Central
  • Cooling: Central Air, Ceiling Fan(s)
  • Approx Sq. Feet: 2,559
  • Acreage: 0.5
  • Est. Taxes: $594
  • HOA Fee: $67 Monthly
  • Lot Desc: Fruit Tree(s)
  • Boat Service: Electric Available, Water Available
  • Elem. School: Crystal Lake (Martin)
  • Middle School: Dr. David L. Anderson
  • High School: Martin County
  • Pool: Above Ground, Screen Enclosure
  • Pet Policy: Yes, No Restrictions
  • Appliances: Electric Water Heater, Dishwasher, Electric Range, Ice Maker, Microwave, Refrigerator, Water Heater, Range
  • MLS#: B26035855
  • Website: https://www.raveis.com
    /prop/B26035855/576swrusticcircle_stuart_fl?source=qrflyer
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William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

576 SW Rustic Circle, Stuart, FL, 34997

$729,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $583,920 $583,920 $583,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.628% 5.866%
Monthly Tax Payment $50 $50 $50
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,497 $3,687 $4,810
Total Monthly Payment $3,639 $3,829 $4,952

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.