39 Marys Avenue, Kingston, NY, 12401 | $299,900

This Updated Kingston Cottage is located minutes from the Historic Rondout Waterfront, the Uptown Stockade Area and the ever-growing Midtown Art Scene all with amazing energy including great restaurants, shops, interconnected rail trails and a bike friendly environment.
This nicely landscaped cottage home has beautiful greenery, a bluestone wall and a sweet garage that matches the house. A glassed porch as you enter is a great spot to relax and enjoy the natural light. In addition, there is an entryway with a coat closet, a very nice kitchen with white cabinets and access from a side entrance out to the back yard. The living room has a picture window giving it lots of light and there is also room for a table. A cozy bedroom has a large closet, and a full basement gives you plenty of storage as well. So just move right into this low maintenance Cottage with access to everything.
Just 2 hours out of NYC at Exit 19 on the NYS Thruway.

Features

  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: In Basement
  • Style: Cottage
  • Year Built: 1950
  • Garage: 1-car Detached
  • Heating: Forced Air, Natural Gas
  • Cooling: Ceiling Fan(s)
  • Basement: Full
  • Acreage: 0.22
  • Est. Taxes: $4,741
  • Lot Desc: Back Yard, City Lot, Near Public Transit
  • School District: Kingston
  • Appliances: Gas Range, Gas Water Heater, Refrigerator, Washer/Dryer
  • MLS#: 20262903
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/20262903/39marysavenue_kingston_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of HOWARD HANNA RAND REALTY

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

39 Marys Avenue, Kingston, NY, 12401

$299,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,920 $239,920 $239,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.628% 5.866%
Monthly Tax Payment $395 $395 $395
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,437 $1,515 $1,976
Total Monthly Payment $1,907 $1,985 $2,446

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.