|
Welcome to this beautifully maintained legal two-family residence nestled in the desirable Hills of Haverstraw. Offering exceptional versatility, this unique property features a spacious main residence along with a charming accessory apartment, making it ideal for owner-occupants seeking supplemental income, multi-generational living, guest accommodations, or a private home office. The accessory apartment offers its own private entrance and features an open-concept living area, updated kitchen, full bath, loft-style bedroom with vaulted ceilings, mini-split air conditioning, and private outdoor sitting space. Bright and inviting, this separate living quarters provides comfortable accommodations while maintaining privacy from the main home. The primary residence showcases soaring ceilings, abundant natural light, year round mountain & Hudson River views, and seamless indoor-outdoor living. Multiple decks, patios, professionally installed paver walkways, mature landscaping, specimen plantings, and tranquil garden areas create a private retreat-like setting rarely found in today's market. Whether you're looking to offset your mortgage with rental income, accommodate extended family, or enjoy the flexibility of separate living space, this exceptional property offers a lifestyle opportunity with endless possibilities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$679,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $543,999 | $543,999 | $543,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.524% | 5.846% |
| Monthly Tax Payment | $1,465 | $1,465 | $1,465 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,218 | $3,394 | $4,481 |
| Total Monthly Payment | $4,775 | $4,951 | $6,038 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.