Welcome home to this beautifully maintained 2, 014 sq. ft. residence, perfectly situated on a low traffic street within the highly sought-after Sayville School District. Offering the perfect blend of comfort and recent updates, this 3-bedroom (en suite primary bedroom and secondary bedroom), 3-bathroom gem is ready for its next chapter. Fall in love with the open floor plan and warm ambiance of the kitchen/great room that overlooks the backyard oasis featuring an inviting gunite pool, mature landscaping and expansive decking, perfect for summer gatherings. For those winter evenings, enjoy the warmth of the woodburning stove in the kitchen and great room’s cozy fireplace. The well thought out floor plan provides the perfect flow and convenience for entertaining and everyday living. Peace of mind comes with recent professional updates including the roof (5 years), heating system (10-12 years), saltwater pool equipment (2 years) and updated bathrooms. Plenty of storage or room to expand in the large basement!
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Our Executive Mortgage Banker:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $599,200 | $599,200 | $599,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $1,297 | $1,297 | $1,297 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,589 | $3,783 | $4,976 |
| Total Monthly Payment | $4,978 | $5,172 | $6,365 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.