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Nestled on a generous, shaded 0. 33-acre lot in the highly desirable and established neighborhood of Newington Plantation, this charming brick-accented ranch-style home blends timeless Lowcountry character with exceptional versatility and comfort. Offering approximately 1, 898 square feet, 4 bedrooms, and 2 full bathrooms, this home provides flexible living spaces designed to fit a variety of lifestyles. Step inside to find beautiful hardwood floors flowing throughout the foyer, dining room, kitchen, and hallways, complemented by carpeting in the secondary bedrooms for added warmth and comfort. The inviting family room centers around a traditional wood-burning fireplace, creating the perfect gathering space for cozy evenings and everyday living. The spacious layout includes three main-level bedrooms plus an expansive FROG (Finished Room Over Garage) featuring built-in bookcases and abundant natural light, making it ideal for a home office, media room, playroom, guest suite, or flex space to suit your needs. Outside, the mature trees and large backyard create a peaceful setting with plenty of room for entertaining, gardening, or simply enjoying the outdoors. Located in one of Summerville's most sought-after communities, Newington Plantation offers a prime location near shopping, dining, schools, parks, and historic downtown Summerville. This home presents a wonderful opportunity to enjoy classic charm, flexible living, and an established neighborhood setting in the heart of Summerville. Please note: The converted garage/FROG space was completed by a previous owner without permits. Buyer to verify any and all information deemed important.
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Our Executive Mortgage Banker:
$349,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $279,600 | $279,600 | $279,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.650% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,699 | $1,767 | $2,303 |
| Total Monthly Payment | $1,774 | $1,842 | $2,378 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.