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DIRECT GULF ACCESS • PRIVATE BOAT RAMP • CONCRETE SEAWALL • DEEP WATER CANAL Rare opportunity to own a 7, 400-square-foot (74x100) waterfront homesite in the highly desirable coastal community of Hernando Beach. Featuring its own private boat ramp, concrete seawall, and direct Gulf access, this exceptional property is perfectly positioned on a deep-water canal with quick access to the open Gulf of Mexico, making it a dream location for boaters, anglers, and waterfront enthusiasts. Build your custom elevated coastal home and enjoy the ultimate Florida waterfront lifestyle with boating, fishing, kayaking, paddleboarding, and breathtaking water views right from your backyard. With no HOA, no deed restrictions, and no short-term rental restrictions, this property offers outstanding flexibility for a primary residence, vacation home, or investment property. Zoned R1B for single-family homes only (no mobile or manufactured homes permitted). The property is located within a flood zone, and future construction will require an elevated home in accordance with current building requirements. There is no time limit to build, allowing you to purchase now and develop at your own pace. Public water, sewer, and electric service are available at the street for future connection. Please note this is not an RV lot, and RV living is not permitted. Conveniently located near waterfront restaurants, marinas, shopping, entertainment, and everyday conveniences, Hernando Beach offers a unique blend of coastal living and Old Florida charm. Nearby Weeki Wachee Springs State Park provides endless opportunities for kayaking, paddleboarding, boating, and exploring Florida's natural beauty. Don't miss this rare opportunity to own a Gulf-access waterfront lot with a private boat ramp in one of Florida's premier boating communities. The property is located on the right side of the road just past 4168 Orchid Drive. Land financing options may be available. Lot lines shown in aerial photographs are approximate. Please do not walk on the floating dock.
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $279,200 | $279,200 | $279,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.650% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,696 | $1,765 | $2,300 |
| Total Monthly Payment | $1,771 | $1,840 | $2,375 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.