1 SAN GABRIEL Lane, Palm Coast, FL, 32137 | $1,990,000

Enjoy ocean and lake views, and the relaxing Florida lifestyle from this gorgeous updated custom home in the prestigious and gated Hammock Dunes community. Walk to the Atlantic Ocean with private beach access. Club memberships at Hammock Dunes and Hammock Beach are available. The large home site is 125' wide on water and 150' deep. From the moment you enter both floors, the panoramic water views create an immediate sense of tranquility, immersing you in the natural beauty of this Audubon-certified coastal sanctuary. The concrete block home features 3 bedrooms, 2 offices, 2 gathering rooms, 3. 5 baths and a 3 car garage. The 1st floor has a gathering room with a custom wet bar, 2 guest rooms, office, 2 full bathrooms, and laundry room. Upstairs is the main living area with white oak wood floors, owner's suite, half bath, and another office/ flex space with stunning views. The owner's suite includes a spa-like bath with a rain shower, body jets, two walk in closets with built-ins. Elevator could be added easily next to stair case. Seller put about $500, 000 in updates to home since purchase in 2006. See attached list. All bathrooms have been renovated and entire home is very lightly lived in, like new, airy and bright. 3 car garage floor has Shark Coating on floor. Bring your own kitchen appliances to customize your dream kitchen. Some photos show virtual refrigerator and virtual dishwasher. Tile roof was assessed and it has 25 years of life left. Membership to the Hammock Dunes Club is available, but not required and offers two championship golf courses, an oceanfront clubhouse with world class amenities including dining, fitness center, heated pool and spa, tennis, pickle ball, croquet and much more. Hammock Beach is also minutes away and you can join there with amazing amenities.

Features

  • Amenities: Beach Access, Gated, Jogging Path, Management- On SiteSidewalks, Street Lights, Gated, Curbs
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Lot Size: 150'x125'
  • Laundry: Electric Dryer Hookup, Lower Level
  • Year Built: 2000
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,064
  • Acreage: 0.45
  • Lot Size: 150'x125'
  • Est. Taxes: $5,820
  • HOA Fee: $238 Monthly
  • Lot Desc: Sprinklers In Front, Sprinklers In Rear
  • View: Lake, Ocean
  • Elem. School: Old Kings
  • Middle School: Indian Trails
  • High School: Matanzas
  • Appliances: Dryer, Washer, Water Softener Owned
  • MLS#: 2148248
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /eprop/2148248/1sangabriellane_palmcoast_fl?source=qrflyer
Copyright © 2026  Northeast Florida Multiple Listing Service,
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of PONTE VEDRA CLUB REALTY, INC.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1 SAN GABRIEL Lane, Palm Coast, FL, 32137

$1,990,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,592,000 $1,592,000 $1,592,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.086% 6.183%
Monthly Tax Payment $485 $485 $485
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,290 $9,545 $13,434
Total Monthly Payment $9,900 $10,155 $14,044

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.