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Welcome to 315 Ridgeway Rd, a stunning, like-new 4-bedroom, 3-bathroom residence in the highly coveted Ocean Ridge community of St. Augustine Beach. Built in 2022 and thoughtfully curated by its current owner, this 2, 218 square foot home delivers refined design, artful detail, and effortless coastal living. From the moment you arrive, the home makes an impression. A paver driveway, impeccably landscaped yard, and charming front porch set a welcoming tone. Step inside to a soaring great room with vaulted ceilings and an open floor plan bathed in natural light. A carefully chosen color palette flows seamlessly throughout, a harmonious blend of warm neutrals and coastal tones that feels sophisticated and inviting, tying every room together with understated elegance. The kitchen is a true centerpiece, featuring quartz countertops, white shaker cabinetry, stainless appliances, a gas cooktop and under-counter microwave. Luxury vinyl plank flooring runs throughout, and every finish feels intentional. The owner's eye for design extends well beyond the standard builder package. The formal dining room is anchored by a truly extraordinary fixture: a one-of-a-kind handmade chandelier sourced from a rare South African tree, its glass crafted entirely from recycled Coca-Cola bottles. There is no other like it in the world -- the kind of piece that stops guests in their tracks every time. The primary suite offers a large walk-in closet and an ensuite bath complete with double vanity and a tiled walk-in shower with soaking tub. Three additional bedrooms and two full baths provide ample room for family and guests. The backyard is exceptional. Double sliding glass doors open to a generous covered lanai pre-wired for outdoor living and ready for a hot tub or sauna surrounded by mature palms, multiple seating areas, and lush privacy landscaping. The fully fenced yard was designed for entertaining, with the sound of the ocean as your backdrop. Additional highlights include impact windows, a tankless gas water heater, whole-home water filtration, a 50-amp EV charger, and insulated overhead garage storage. Flood Zone X no flood insurance required. Ocean Ridge features a community pool and walking access to a non-driving beach, plus shopping and dining nearby. Zoned for R. B. Hunt Elementary. 315 Ridgeway Rd is more than a home it's a curated living experience. Come see it for yourself!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.223% | 6.183% |
| Monthly Tax Payment | $1,421 | $1,421 | $1,421 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,836 | $6,076 | $8,439 |
| Total Monthly Payment | $7,382 | $7,622 | $9,985 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.