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Beautiful and just renovated 4 bed 3 bath open floor plan home located on a large FENCED lot with a 2 car garage. This beautiful expansive one story home boasts quartz counters and oak cabinets with black appliances in the kitchen, separate dining room and breakfast room. HUGE family room, large primary bedroom, AND ENSUITE BEDROOM. All baths have been updated with new vanities. This home has an ensuite bedroom in addition to the primary bedroom. Ceramic tile flooring in all wet areas and luxury vinyl planking in all living area's and bedrooms. A/C, hot water tank, have been updated and a new roof to be installed before closing. High Pointe North is located just off Hwy #98 convenient to I-4, shopping, restaurants, hospital, medical facilities, employment center, and schools. High Pointe North community has very low HOA dues at $475 per year and no CDD!!! Additionally no rentals of any kind are allowed in this community. ASK ABOUT THE TERMS OF OUR PRIVATE LENDER AT 5. 5% INTEREST RATE ALL CLOSING COSTS PAID BY LENDER EXCEPT FOR BUYER PREPAIDS, APPRAISAL, AND CREDIT CHECK. This private loan requires 20% down payment.
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $279,920 | $279,920 | $279,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.524% | 5.846% |
| Monthly Tax Payment | $366 | $366 | $366 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,656 | $1,746 | $2,306 |
| Total Monthly Payment | $2,097 | $2,187 | $2,747 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.