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One or more photo(s) has been virtually staged. Boat days, sunset nights, and laid-back coastal living start here. This elevated waterfront home features direct Gulf access with no fixed bridges, allowing you to go from your dock to open water in minutes. Set on a canal with a seawall and floating dock, the property is perfectly positioned for breathtaking west-facing sunset views that take center stage every evening. Whether you're heading out for a day of fishing or returning home for dinner and drinks by the water, this is what Gulf living is all about.
Upstairs features 2 bedrooms and 2 bathrooms with a bright, functional layout and beautiful water views. Triple pocket sliding glass doors in the living room and French doors in the primary bedroom open to an expansive covered patio deck. A washer and dryer are conveniently located on the main living level for easy everyday access. For added peace of mind, the home features rolling storm shutters designed for easy one-person operation, allowing the property to be quickly secured when storms approach.
Downstairs, the additional enclosed space and oversized garage create endless possibilities. Imagine a game room, entertaining space, hobby area, or the perfect gathering spot after a day on the water. The garage provides ample room for vehicles, golf carts, and water toys, along with a separate rear area ideal for a workshop, craft room, or additional storage. An underground shelter/storage area adds even more versatility, providing secure space for equipment, supplies, storm preparedness items, or a potential safe-room retreat.
With no HOA restrictions, you'll have the flexibility to make the property your own. Conveniently located near marinas, waterfront dining, and local amenities. Buyers are responsible for verifying all zoning, short-term rental regulations, and intended uses with the appropriate local authorities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$565,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $452,000 | $452,000 | $452,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.628% | 5.866% |
| Monthly Tax Payment | $248 | $248 | $248 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,707 | $2,854 | $3,723 |
| Total Monthly Payment | $3,047 | $3,194 | $4,063 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.