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20 Stony Lane, #2, North Kingstown, RI, 02852 | $485,000
Set back on a private lot just minutes from historic Wickford Village, this beautifully updated 2-3 bedroom, 2-bath Town House has everything you are looking for. From the moment you step inside, the home opens up into a bright, airy living space defined by soaring vaulted ceilings. The spacious living room with recessed lighting flows effortlessly into a sunlit kitchen with a brand-new skylight that floods the space with natural light. Down the hall are two comfortably sized bedrooms, with a private screened-in porch off of the primary suite, ideal for a morning coffee or unwinding after a long day. Need more space? The fully finished lower level offers incredible flexibility. Featuring a second full bathroom, living room, and bonus room, which can easily adapt into a private home office, gym, or guest suite. The outdoor options are just as impressive. You can entertain on the massive deck, let pets play in the fenced-in side yard, or enjoy the expansive, shared backyard. The home comes equipped with a single car garage and sizable attic for extra storage space. Complete with central air, an extended driveway for plenty of parking, and a brand-new roof for total peace of mind, 20 Stony Lane, Unit 2, is completely turnkey and ready for you to move right in.
Features
- Parking: 5-car
- Heating: Baseboard,Gas,Hot Water
- Cooling: Central Air
- Amenities: Golf,Highway Access,Marina,Near Schools,Pool,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Unit
- Year Built: 1987
- Common Charge: $220 Monthly
- Approx Sq. Feet: 1,522
- Est. Taxes: $3,768
- Pet Policy: Yes
- Appliances: Dryer,Dishwasher,Microwave,Oven,Range,Refrigerator,Water Heater,Washer
- MLS#: 1414136
- Website: https://www.raveis.com
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
20 Stony Lane, #2, North Kingstown, RI, 02852
$485,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $388,000 | $388,000 | $388,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $314 | $314 | $314 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,324 | $2,450 | $3,222 |
| Total Monthly Payment | $2,713 | $2,839 | $3,611 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB