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Virtually Staged. Welcome to Waterleaf, a sought-after gated community offering amenities and beautiful surroundings. This well maintained Mediterranean-inspired single-story home is situated on a private preserve lot, featuring mature tropical landscape/edging/irrigation, a spacious paver driveway, and two inviting covered porches (front/back). The screened lanai, fenced backyard, preserve setting, and expansive side yard provide privacy and outdoor living space. Upon entering, you'll appreciate the elegant tray ceilings, 9-foot ceilings, ceramic tile floor, and exquisite crown molding. Designed with both comfort and functionality in mind, this home offers a desirable split-bedroom floor plan with 4 bedrooms, 3 full bathrooms, and an open-concept layout ideal for everyday living and entertaining. The spacious kitchen serves as the heart of the home, featuring a large center island, beautiful espresso 42" cabinets with pull-out shelving, granite, tile backsplash, updated glass pendant lighting, deep SS sink, and SS appliances, including refrigerator (new 2025). Located at the rear of the home, the primary suite showcases a tray ceiling, ceiling fan, tile floors, and a luxurious en-suite bath w/ a generous walk-in closet (which also houses smart home access). Conveniently connected to both the owner's suite and kitchen is the updated laundry, featuring custom white cabinetry specially ordered to match the kitchen (2021–2022), custom oak shelf, and add'l storage. At the front of the home, two generously sized bedrooms share a well-appointed full bathroom with dual sinks. The fourth bedroom and third full bathroom are situated near the garage entrance, offering excellent flexibility for guests, office, or multigenerational living. This area also includes matching custom cabinetry and granite countertop. Additional highlights include original tile roof (2015), HVAC (2025 w/ 12 year transferable warranty), water heater (2025), roof professionally cleaned (2025), refrigerator (2025), and washer/dryer/water softener (newer). The kitchen is equipped with a reverse osmosis water filtration system. Int/ext paint (2025-2026). Garage storage is abundant, including pull-down attic ladder.
See highlight sheet. Photos include AI generated pics, listing agent is also seller.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $335,920 | $335,920 | $335,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $686 | $686 | $686 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,987 | $2,096 | $2,767 |
| Total Monthly Payment | $2,748 | $2,857 | $3,528 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.