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162 S SAINT THOMAS CIRCLE, Apollo Beach, FL, 33572 | $159,900
Enjoy the ultimate active Florida lifestyle in this vibrant waterfront 55+ community featuring a canal system with direct access to Tampa Bay, where dolphins and manatees are often seen right from your backyard paradise.
This charming two-bedroom, two-bath home offers an open floor plan filled with natural light, creating a bright and inviting space perfect for both relaxing and entertaining. The spacious eat-in kitchen features an impressive 28 feet of cabinetry, offering abundant storage and workspace. Additional highlights include a large laundry area, covered carport, and a versatile screened room and shed combination ideal for hobbies, entertaining, or enjoying peaceful waterfront breezes. Designed for active adults seeking both recreation and community, residents enjoy an array of amenities including a clubhouse, game room, craft room, large community gathering hall, bocce ball courts, shuffleboard, horseshoe pits, dog park, private boat ramp, and kayak launch. Whether you enjoy boating, kayaking, social gatherings, or simply soaking in the beauty of waterfront living, this community offers something for everyone.
Conveniently located near beaches, shopping, dining, and world-famous amusement parks, this home delivers the perfect combination of relaxation, recreation, and an active coastal lifestyle. Come see why so many are calling Caribbean Isles home!
Features
- Amenities: Clubhouse, Gated, Handicap Modified, Laundry, Pool, Shuffleboard Court, Vehicle Restrictions
- Rooms: 8
- Bedrooms: 2
- Baths: 2 full
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Style: Traditional
- Year Built: 1972
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,284
- Acreage: 0.14
- Est. Taxes: $1,105
- HOA Fee: $242 Monthly
- View: Water
- Adult Communities: Yes
- Water Front: Yes
- Pet Policy: Breed Restrictions, Number Limit, Size Limit, Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Range, Range Hood, Refrigerator, Washer
- MLS#: TB8505246
- Days on Market: 2 days
- Website: https://www.raveis.com
/prop/TB8505246/162ssaintthomascircle_apollobeach_fl?source=qrflyer
Listing courtesy of CARIBBEAN ISLE PROPERTY SALES INC. Phone: 813-641-7067
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
162 S SAINT THOMAS CIRCLE, Apollo Beach, FL, 33572
$159,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $127,920 | $127,920 | $127,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $92 | $92 | $92 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $766 | $808 | $1,054 |
| Total Monthly Payment | $933 | $975 | $1,221 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388