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Rare Find on Lake Gibson with low taxes and Waterfront living in Lakeland, Florida Completely Rebuilt in 2000— a well-maintained home offering comfortable Florida living with peaceful surroundings and convenient access to shopping, dining, medical facilities, and major roadways. Situated directly on Lake Gibson, this property provides the perfect blend of relaxation, accessibility and easy living.
This spacious home offers approximately 1, 818 square feet of living space and features an inviting layout designed for everyday comfort and entertaining. Completely rebuilt from foundation. The home offers generous living areas, abundant natural light, outdoor patio for nighttime star gazing all on the shores of Lake Gibson. Between the new dock (2025), newer roof (2024), brick paver driveway (2024), granite counter tops, Plantation Shutters (2024), custom kitchen cabinet and back brick patio you have over $72, 000 in recent upgrades.
Separate 1, 150 sq. ft. work room, Gym, Study. . . . which is temp. controlled for summer and winter. HOA covers, Internet, Cable TV, Lawn Service, Water, Gym, Community Pool, hot tub and massive clubhouse, pool tables, community room. . . and marina with boat docks. Very active community and amazing lakefront features.
Enjoy the Florida lifestyle from your outdoor living areas while taking in the tranquil setting surrounding the property. The neighborhood is known for its mature landscaping, established homes, and relaxed atmosphere. Whether enjoying your morning coffee outdoors or entertaining friends and family, this property offers the ideal setting to unwind.
Conveniently located near US-98 and I-4, the home provides easy access to Tampa and Orlando while remaining close to Lakeland’s local attractions, shopping centers, restaurants, golf courses, parks, and recreational opportunities. Lakeland is known for its beautiful lakes, outdoor lifestyle, and central Florida convenience.
This property presents an excellent opportunity for year-round living or seasonal use. With affordable Lake Front living on Lake Gibson in North Lakeland and a desirable location, this home is ready for its next owner as well as only lakefront home on Lake Gibson below $500, 000.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$479,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $383,200 | $383,200 | $383,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $42 | $42 | $42 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,295 | $2,420 | $3,182 |
| Total Monthly Payment | $2,412 | $2,537 | $3,299 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.