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Welcome to this beautifully updated Colonial in the village of Mineola and the highly regarded East Williston school District. This residence offers four bedrooms and three bathrooms with a flexible and spacious layout. A welcoming entry foyer leads to a bright living room currently configured as a formal dining room. The oversized eat-in kitchen features gas cooking, a breakfast area and provides direct access to the basement and spacious 2-car driveway. In the rear of the home is the living room (originally 2 bedrooms) which is an expansive gathering space but easily re-adaptable to suit a variety of needs such as the dining room and a fourth bedroom. The first floor also includes a full bathroom, offering convenience and versatility. The second level features a generously sized master bedroom, two additional large bedrooms, and another bathroom. Recent improvements include fresh interior paint, plush carpeting, and updated lighting fixtures throughout the home. The full basement with a separate entrance offers a recreation area, complete with a full bathroom, laundry area, utility and mechanical room and additional storage space. The private, fully fenced backyard is beautifully landscaped and filled with natural light, featuring a large shaded deck ideal for outdoor dining and entertaining, a patio, and a storage shed. Additional amenities include a private two-car driveway and an in-ground sprinkler system on the front lawn. Conveniently located near houses of worship, the East Williston LIRR and local transportation and Williston Park shopping and dining. Abundant local shops are also located in the vibrant Village of Mineola, the Mineola LIRR station and NYU Langone Hospital (Winthrop Hospital). This move-in-ready home offers a wonderful opportunity to enjoy comfort, space, and convenience in a desirable location.
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Our Executive Mortgage Banker:
$988,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $790,400 | $790,400 | $790,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,351 | $1,351 | $1,351 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,426 | $4,803 | $6,617 |
| Total Monthly Payment | $5,869 | $6,246 | $8,060 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.