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Looking to downsize or upsize? You can do it in this house! 1st or 2nd floor master bedroom. Lots of space on 3 levels for everyone. 3 bedrooms+den for whatever you wish to use the additional room on the 1st floor for. The 1st floor bedroom connects with the full bath on that floor. The kitchen is open to the dining room, so you can have one large expanse as a country kitchen or use the dining room separately from the kitchen. Between the garage and the house is a handy mud room. The 2 full baths have been nicely updated as has the kitchen. There are hardwood floors throughout the first floor except for the kitchen. The spacious living room has a wood-burning fireplace and built-in cabinetry on either side of the fireplace. Upstairs are 2 large bedrooms and a full bath. Head down to the lower level, and you will find 2 finished rooms, one of which has built-in bookshelves and beams. Walk out to the backyard from this level and enjoy the user-friendly property. PS Located off the dining room is a screened-in porch and deck with outdoor access. Also, there is a mudroom leading to the main level attached garage. There is a large unfinished loft above the garage accessible from the garage. Town records indicate this is a 4 bedroom house however it has a 3 bedroom septic. New windows throughout the house.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 13.0 x 13.5 | Main |
| Bedroom 2 | Vaulted Ceiling | 16.0 x 17.0 | Upper |
| Bedroom 3 | Vaulted Ceiling | 13.0 x 16.0 | Upper |
| Dining Room | Balcony/Deck,French Doors,Hardwood Floor | 14.0 x 15.0 | Main |
| Family Room | Beams,Built-Ins | 12.0 x 13.0 | Lower |
| Kitchen | Breakfast Bar,Granite Counters,Country,Tile Floor | 11.5 x 13.0 | Main |
| Living Room | Book Shelves,Built-Ins,Fireplace,Hardwood Floor | 13.5 x 17.0 | Main |
| Office | 10.0 x 11.5 | Lower | |
| Primary Bedroom | Full Bath,Hardwood Floor | 11.5 x 13.0 | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $600,000 | $600,000 | $600,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $854 | $854 | $854 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,549 | $3,743 | $4,942 |
| Total Monthly Payment | $4,495 | $4,689 | $5,888 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.