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Nestled on a quiet street in Hamden, 196 Waite Street offers the perfect blend of character, comfort, and versatility. From the moment you arrive, you'll feel at home in this thoughtfully cared-for property, where bright, sun-filled spaces create an inviting atmosphere throughout. The home's functional layout provides room to gather, relax, and make lasting memories, while the spacious bedrooms offer comfort and privacy for everyone. The kitchen features an abundance of storage, counter-space for everyday meals to holiday celebrations. Additional features; vinyl windows, upgraded natural gas, LG laundry units, granite countertops, hardwood floors and 3 year old roof. One of the home's most exciting features is the additional upper-level space, ready to adapt to your lifestyle-whether you envision a home office, creative studio, guest retreat, playroom, or something entirely your own. Outside, the yard provides a fully fenced-in peaceful setting to enjoy morning coffee, summer barbecues and plenty of room for those at play! Conveniently situated near shopping, dining, parks, schools, dog park and major commuter routes, this home offers easy access to everything you need while maintaining a welcoming neighborhood feel. Whether you're purchasing your first home, looking to downsize or seeking a property with space to grow, 196 Waite Street is ready to welcome its next chapter.
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Main |
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William Raveis Real Estate
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Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $2,120 | $2,120 | $2,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $13 | $13 | $17 |
| Total Monthly Payment | $88 | $88 | $92 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.