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Welcome to effortless coastal living in the heart of Indian Rocks Beach at Indian Cove Condominiums. This beautifully maintained, fully furnished, turnkey 3-story condo that lives like a townhome offers 2 bedrooms, 2. 5 bathrooms, an oversized 1-car garage, two private balconies, and convenient access to the community pool just steps from your front door. Perfectly blending beachside charm with low-maintenance living, this home is ideally located just a short walk or quick golf cart ride to the public beach access and the white sand beaches of the Gulf of Mexico. Even better, the golf cart is included with the sale, making it easy to enjoy everything this vibrant beach community has to offer. For added flexibility and investment potential, 2-week short-term rentals are also permitted. The first floor features an oversized garage with room for both a car and golf cart, plus plenty of additional storage for beach gear, bikes, fishing equipment, and even a rack for paddleboards and water toys. GOLF CART [Valued at approximately $8K] is INCLUDED with the sale. Also located on the first level is a versatile flex space [located in the FEMA, un-insured space] with direct access to the community pool, creating endless opportunities for entertaining, hosting guests, a game room, home gym, office, or additional lounge space after a day at the beach. Upstairs on the main living level, you are welcomed by an open-concept kitchen, dining, and living area filled with natural light and relaxed coastal vibes throughout. The updated kitchen features granite countertops, stainless steel appliances, a stylish subway tile backsplash, and a conveniently located half bathroom nearby. The spacious living and dining areas flow seamlessly to a private balcony, creating the perfect setting to relax or entertain while enjoying the coastal breeze. On the third floor are both bedrooms, each offering comfortable carpet flooring and privacy from the main living areas. The primary suite features its own private balcony and an updated ensuite bathroom complete with a large single vanity and beautifully updated tile shower with glass enclosure. The secondary bedroom is perfect for guests or family and is conveniently located next to the updated secondary bathroom featuring a single vanity and shower/tub combination. Also located on this floor is an oversized laundry room with abundant storage and functionality. This condo offers the perfect blend of comfort, convenience, and easy coastal living. The HOA carries the flood insurance and master building insurance policy, leaving owners responsible for only a walls-in policy for added peace of mind. Conveniently located near locally loved restaurants, shops, parks, boating, fishing, and everything Indian Rocks Beach has to offer, this property also provides easy access to Clearwater Beach, downtown St. Petersburg, Tampa, and Tampa International Airport. Whether you are searching for a full-time residence, vacation getaway, or investment opportunity, this coastal retreat delivers the ideal Florida beach lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $437 | $437 | $437 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,156 | $2,246 | $2,965 |
| Total Monthly Payment | $2,668 | $2,758 | $3,477 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.