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Rare opportunity in sought-after St. Cloud Manor! Situated on a fully fenced 2. 07-acre corner lot with no HOA, this 4-bedroom, 3-bath home offers the space and flexibility that's becoming increasingly difficult to find. Inside, you'll find a warm and inviting layout highlighted by a massive 37-foot bonus room perfect for a game room, media room, home office, or second living area.
Outside is where this property truly stands apart. A separate driveway leads to a 4, 000-square-foot detached building with concrete floors, electric, and water already in place—ideal for business owners, contractors, hobbyists, or anyone needing room for boats, RVs, trailers, equipment, or recreational toys. The main home's garage also includes an air-conditioned workshop space.
Additional features include a generator-ready transfer switch, soffit outlets for holiday lighting, and plenty of room to expand, work, play, and store it all. Enjoy the privacy of country living while remaining just minutes from the St. Cloud lakefront, schools, shopping, dining, and major roadways.
More than just a home, this is a property that gives you the space to live, work, and create on your own terms.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$919,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $735,200 | $735,200 | $735,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.312% | 6.235% | 6.223% |
| Monthly Tax Payment | $503 | $503 | $503 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,349 | $4,467 | $6,204 |
| Total Monthly Payment | $4,944 | $5,062 | $6,799 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.