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Welcome to 70 Birch Street, a classic 4 bed, 2 bath Colonial set within the Village of Lake Grove. This home gives buyers the space and location many are searching for on Long Island. The layout offers room for everyday living, work-from-home needs, guests, hobbies, and future flexibility. The property has much potential, while the location near shops, schools, dining, and neighborhood conveniences helps keep daily routines easy. Located within the Sachem School District, this home is nestled into the heart of the community with easy access to local anchors throughout Lake Grove and the surrounding area. If you have been looking for a 4-bed Colonial in the Village of Lake Grove, 70 Birch Street deserves a closer look. Updates include. . . Fence 2024, Roof 2021, Cesspool Pumped 2021, New Bathroom 2020, Side entrance 2023, drivewat 2018, Breaker panel service 2018, shutters 2026
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Our Executive Mortgage Banker:
$715,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $572,000 | $572,000 | $572,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.524% | 5.866% |
| Monthly Tax Payment | $934 | $934 | $934 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,426 | $3,569 | $4,712 |
| Total Monthly Payment | $4,452 | $4,595 | $5,738 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.