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PGI WATERFRONT HOME W/SAILBOAT ACCESS, NEW METAL ROOF (2024) & 3-CAR GARAGE - A sailboat docked in your backyard, sunsets painting the canal each evening, and a new metal roof overhead. This 3 bed/2. 5 bath waterfront home in Punta Gorda Isles delivers where it counts. With 2, 285 sq ft of living space, a 3-car garage, screened pool, and a 45-ft concrete dock along a sailboat-access canal, the only thing left to do is move in. Boaters will appreciate the deep-water sailboat access to Charlotte Harbor. Reach open water in approximately 15-20 minutes from your private dock. The 45-ft concrete dock is equipped with water and electric hookups, a dock light, and a working davit. Keep your boat just steps from the back door. Inside, the layout gives you real separation between living spaces. A formal living room and dining room greet you at entry, while the family room at the back of the home features soaring cathedral ceilings, built-in shelving, and large, impact-resistant windows that flood the space with natural light. The kitchen sits at the heart of the home. It features updated, stainless steel appliances, a breakfast bar, and built-in recipe desk. The adjacent breakfast area features a mitered glass, aquarium window that looks directly out to the pool and canal view. The split bedroom floor plan keeps owners and guests comfortable. The master suite has walk-out access to the lanai, two walk-in closets plus a large master bath with dual sinks, a corner soaking tub, and a separate shower. Guest bedrooms are well-sized with ample closet space. They share a hall bath. Disappearing sliding glass doors in the living room and family room open to the lanai extending the living space outdoors. The lanai features a large covered seating area that overlooks the in-ground pool. Southwestern rear exposure means colorful sunsets over the canal. Lots of updates including a NEW metal tile roof (2024), NEW refrigerator (2024), NEW dishwasher (2025), NEW washer (2024), NEW dryer (2023), and NEW water heater (2026). The 3-car garage offers serious storage and flex space, with room for vehicles, gear, a golf cart, or a dedicated workshop area. St Andrews South Golf Course is just minutes away. Miles of sidewalks out front connect you to the rest of Punta Gorda Isles. Head out on foot, by bicycle or drive to nearby Fishermen's Village, Isles Yacht Club, or historic downtown Punta Gorda. Discover why Punta Gorda is often cited as one of the best small towns in Florida. Additional benefit of PGI is the fact that the City of Punta Gorda maintains the seawalls and canals, a significant long-term benefit for any waterfront owner here. Claim your spot in paradise. Make an appointment today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$659,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $527,200 | $527,200 | $527,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $576 | $576 | $576 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,157 | $3,329 | $4,343 |
| Total Monthly Payment | $3,825 | $3,997 | $5,011 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.