4945 Moultrie Reserve Ct, Saint Augustine, FL, 32086 | $615,000

Set on 1. 24 acres in town with no HOA, this pool home offers rare concrete block construction and a level of space, privacy, and flexibility that is incredibly hard to find in St. Augustine. Built in 2006, the home has been updated with a new HVAC system with smart thermostat in 2025, a new roof in 2022, and a propane tankless water heater. This property offers something truly hard to replicate in town with a 26x24 storage building on a concrete slab at the rear of the property, an attached tall carport for boats, campers, and outdoor toys, plus room to enjoy the land. Designed for both everyday comfort and easy entertaining, the main living areas feature an open floor plan, a gas fireplace, and beautiful views out to the screened lanai, heated pool, and backyard. The kitchen is well appointed with granite countertops, stainless steel appliances, a pantry, and leaded glass front cabinetry, while the formal dining room offers flexibility as a dedicated dining space, office, or additional sitting area. A large laundry room with washer and dryer adds everyday convenience. The split floor plan gives the primary suite a private feel, with peaceful views over the woods, a large walk-in closet, dual vanities, a separate water closet, a walk-in shower, and a deep soaking tub. Two additional bedrooms provide comfortable space for guests, family, or hobbies, including a third bedroom with a Murphy bed and views over the expansive backyard. Outdoor living is one of the true highlights of this property. The deep lot extends into a wooded rear setting, creating a natural buffer and a rare sense of privacy for an in town property. The screened lanai includes a covered area for relaxing or dining, along with a heated pool that offers both heat pump and solar heating. Just beyond the pool, a pergola area near the woods creates the perfect future spa setting, while the fenced backyard with a gate and firepit gives you room to spread out, play, entertain, or simply enjoy the privacy of your own land. For anyone with boats, campers, fishing gear, tools, equipment, or outdoor toys, this property delivers in a big way. In addition to the rear storage building with shelving inside and the attached tall carport, there is also an equipment shed for extra storage. The third full bathroom is located in the garage and features a walk-in shower, making it ideal after a day of fishing, working outside, coming back from the beach, or rinsing off muddy kids and pets before heading into the main house. The home also includes 200 amp service, an alarm system, and a whole house speaker system. Listed furnished, with the option to be sold unfurnished if preferred, this home offers a rare combination of acreage, privacy, poolside living, storage, and in town convenience. Located close to shopping, dining, St. Augustine Beach, and Crescent Beach, this property offers the rare chance to enjoy land, privacy, storage, and poolside living in an incredibly convenient St. Augustine location.

Features

  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 1.24 acres
  • Year Built: 2006
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Approx Sq. Feet: 1,900
  • Acreage: 1.24
  • Lot Size: 1.24 acres
  • Est. Taxes: $6,842
  • Lot Desc: Suburban, Cul-de-Sac
  • Elem. School: Otis A. Mason
  • Middle School: Gamble Rogers
  • High School: Pedro Menendez
  • MLS#: 262656
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/262656/4945moultriereservect_saintaugustine_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of St Augustine & St. Johns County Board of REALTORS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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4945 Moultrie Reserve Ct, Saint Augustine, FL, 32086

$615,000

The Coastal Concierge Team

Sales Associates

William Raveis Real Estate

Phone: 239.784.1920

TheCoastalConciergeTeam@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $492,000 $492,000 $492,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.866%
Monthly Tax Payment $570 $570 $570
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,947 $3,107 $4,053
Total Monthly Payment $3,609 $3,769 $4,715

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.