14 LAFAYETTE STREET, Bradenton, FL, 34208 | $234,900

Dreaming of a peaceful waterfront lifestyle just a short drive from the Gulf Coast's most beautiful beaches? Welcome home to this charming 2-bedroom, 1. 5-bath residence nestled in a quaint and historic 55+ community, located only 12 miles from Anna Maria Island. This unique home is one of only five homes in this community with this special private waterway behind their property (198 homes in the community). This inviting home offers a rare combination of privacy and tranquility, featuring a secluded rear retreat with a serene freshwater stream and depending upon the tide level there is a small waterfall to enjoy from your deck. Relax on your private deck, complete with a versatile hot tub that's perfect for soothing soaks during cooler months and refreshing dips during the summer. Just four houses away from the large waterway where the Braden River empties into the Manatee River. A beautiful sight daytime and during sunsets. Inside, you'll find a spacious living room with a great water view from one window. There is a generously sized eat-in kitchen, providing comfortable spaces for everyday living and entertaining. Both bedrooms have good closet space. The home has been thoughtfully updated with a metal roof in 2020, HVAC system in 2024, whole house water filtration system, replacement of the main water supply line from the meter to the home and luxury vinyl plank flooring--offering peace of mind and modern comfort. Outside, convenience abounds with an extended carport on one side of the home and a dedicated covered golf cart parking on the other, along with a screened porch ideal for enjoying Florida's beautiful weather year-round. The community itself is a hidden gem, featuring a large 700 ft long fishing pier with a cleaning station. This seller says he has caught some amazing fish here. There are boat docks to accomodate approximately 40 boats and a welcoming atmosphere. Even better, the annual HOA fee is only $400 and boat dock rentals are available for just $300 year. Amenities for Park Residents include a boat launching ramp, wet docks and dry docs are available. Residents enjoy an active social calendar during the seasonal months. Ammenities include: A community center (which can be rented out by residents for gatherings), A cottage is available to rent for $65 a night for your overflow of guests when needed and an RV parking area. There is a Men's Clubhouse, Ladies Clubhouse and Shuffleboard Courts making it easy to meet neighbors and stay engaged. Whether you're seeking a year-round residence, seasonal getaway, or retirement retreat, this charming property offers exceptional value, natural beauty, and an unbeatable Florida lifestyle.

Features

  • Rooms: 7
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: Outside
  • Style: Coastal
  • Year Built: 1925
  • Heating: Central
  • Cooling: Central Air, Wall/Window Unit(s)
  • Approx Sq. Feet: 974
  • Acreage: 0.06
  • Est. Taxes: $2,547
  • HOA Fee: $400 Annually
  • Lot Desc: Cleared, Flood Insurance Required, Historic District, City Lot
  • View: Water
  • Adult Communities: Yes
  • Water Front: Yes
  • Pet Policy: Yes
  • Appliances: Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
  • MLS#: A4695454
  • Days on Market: 34 days
  • Website: https://www.raveis.com
    /prop/A4695454/14lafayettestreet_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/5/2026 11:56:39 PM)

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14 LAFAYETTE STREET, Bradenton, FL, 34208

$234,900

Christine Daley

Luxury Properties Specialist

William Raveis Real Estate

Phone: 781.760.2205

Christine.Daley@Raveis.com

Michael Cartier

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.335.8179

Michael.Cartier@raveis.com

NMLS Mortgage Loan Originator ID 1017266

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $187,920 $187,920 $187,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $212 $212 $212
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,125 $1,187 $1,561
Total Monthly Payment $1,412 $1,474 $1,848

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.