44 CLUB HOUSE DRIVE, #106, Palm Coast, FL, 32137 | $199,000

WATERFRONT LIVING - Palm Club Townhouse is situated on a large saltwater canal where you can watch directly from your balcony the boats passing buy and enjoy beautiful sunsets. Many amenities are included, a resort style pool, clubhouse, and a scenic walking path.
HOA covers water, trash, cable/internet and pest control. Palm Harbor Golf Course is across the road and Island Walk is close by for your shopping needs, including, restaurants, banks and a Public's grocery store. First floor is living/dining room, kitchen, half-bath and patio overlooking the saltwater canal. Second level has two bedrooms and a full bath. Main bedroom has a balcony overlooking canal to enjoy the water activities. There is a chair lift for navigating the stairway.
This is resort living at its best as well as peace of mind when vacationing or for snowbirds. . . just lock your door and no worries.
Call Realtor before showing 386 503 4588.

Features

  • Amenities: Clubhouse, Maintenance, Pool
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: In Kitchen
  • Year Built: 1977
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,127
  • Acreage: 0.01
  • Est. Taxes: $458
  • HOA Fee: $1,800 Quarterly
  • View: Water
  • Water Front: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • MLS#: FC317499
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/FC317499/44clubhousedrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/3/2026 8:47:40 PM)
Listing courtesy of PALM COAST REAL ESTATE COMPANY   Phone: 386-445-0700

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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44 CLUB HOUSE DRIVE, #106, Palm Coast, FL, 32137

$199,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $159,200 $159,200 $159,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.628% 5.866%
Monthly Tax Payment $38 $38 $38
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $953 $1,005 $1,311
Total Monthly Payment $1,066 $1,118 $1,424

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.