6123 SAVOY CIRCLE, Lutz, FL, 33558 | $795,000

One or more photo(s) has been virtually staged. Nestled on an oversized conservation homesite within the guard gated community of Cheval Golf and Country Club, this beautifully maintained 4 bedroom, 3 bathroom, executive style Florida pool home constructed by Rutenberg offers the perfect blend of privacy, comfort, and timeless appeal. The thoughtfully designed split bedroom floor plan features volume ceilings, elegant oversized tile flooring throughout the main living areas, crown molding, abundant natural light, and seamless indoor outdoor living. Beautiful double glass entry doors and a dramatic foyer create a welcoming first impression, opening to elegant formal living and dining areas framed by views of the covered lanai, screened pool and spa, stone paver deck, and wooded conservation backdrop beyond. Wood encased windows and sliding glass doors, arched openings, and custom details throughout add warmth and character. Designed to embrace Florida living, multiple sliding glass doors provide views of and access to the screened pool, heated spillover spa, spacious covered lanai, and stone paver pool deck. Surrounded by mature tropical landscaping and backing to a serene wooded conservation area with no rear neighbors, the outdoor living space offers exceptional privacy and a resort style setting for relaxing or entertaining year round. At the heart of the home, the spacious gourmet kitchen overlooks the family room and features granite countertops, refinished cabinetry with crown molding and upgraded hardware, an undermount stainless steel sink, tile backsplash, stainless appliance package, breakfast bar, skylight, and abundant storage. Adjacent to the kitchen, a sunlit breakfast nook overlooks the pool, spa, covered lanai, and conservation backdrop. The adjoining family room is anchored by a wood burning fireplace flanked by custom built in cabinetry and expansive sliding glass doors showcasing views beyond. The spacious primary suite serves as a private retreat featuring wood flooring, direct lanai access, dual walk in closets, and a beautifully appointed bath with separate vanities, granite countertops, jetted soaking tub, oversized walk in shower with dual shower heads, and a private water closet. On the opposite side of the home, one secondary bedroom functions as an ideal guest suite with its own ensuite bath that also serves as the pool bath. Two additional guest bedrooms and a third full bathroom complete the guest wing. The spacious laundry room features granite countertops, cabinetry, and a utility sink. Recent improvements include interior and exterior paint, updated lighting, plantation shutters throughout, bedroom carpeting, updated plumbing fixtures, water softener, well pump, epoxy coated garage floor, rain gutters, outdoor landscape lighting, refrigerator 2025, dishwasher 2024, HVAC replaced in 2019, and water heater replaced in 2021. Seller will install a new Titan XT 160 MPH rated dimensional shingle roof prior to closing, complete with a 10 year transferable workmanship warranty and 50 year manufacturer shingle warranty. Residents of Cheval enjoy 24 hour guard gated security and access to championship golf, tennis, pickleball, a renovated clubhouse, dining, and beautifully maintained grounds. Ideally located within the highly sought after Steinbrenner HS, Martinez MS & McKitrick Elementary district and just minutes from shopping, dining, and the Veterans Expressway.

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Optional Additional Fees, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities, Security, Tennis Court(s)
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 79 x 144
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 1993
  • Garage: 2-car Covered, Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,414
  • Acreage: 0.26
  • Lot Size: 79 x 144
  • Est. Taxes: $9,497
  • HOA Fee: $150 Annually
  • Lot Desc: Conservation Area, In County, Irregular Lot, Landscaped, Level, Near Golf Course, Oversized Lot, Private, Sidewalk
  • View: Trees/Woods
  • Elem. School: McKitrick-HB
  • Middle School: Martinez-HB
  • High School: Steinbrenner High School
  • Pool: Deck, Gunite, Heated, In Ground, Outside Bath Access, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Water Softener
  • MLS#: TB8513541
  • Website: https://www.raveis.com
    /prop/TB8513541/6123savoycircle_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/1/2026 10:17:08 PM)
Listing courtesy of WESTWARD REAL ESTATE   Phone: 813-285-4456

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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6123 SAVOY CIRCLE, Lutz, FL, 33558

$795,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $636,000 $636,000 $636,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $791 $791 $791
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,809 $3,968 $5,239
Total Monthly Payment $4,692 $4,851 $6,122

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.