|
Tucked within the welcoming 55+ community of Lakes, this beautifully maintained home offers the perfect blend of comfort, convenience, and relaxed Florida living. Featuring 2-bedrooms, 1-bathroom, and a versatile Florida Room/bonus space, the inviting floor plan is ideal for hosting family, creating a hobby area, enjoying a cozy reading retreat, or simply soaking in the natural light year-round. Fresh interior paint and new tile flooring in the bedrooms provide a bright, refreshed feel, while thoughtful updates provide peace of mind for years to come.
The kitchen combines charm and functionality with a new dishwasher and range hood, making everyday living and entertaining effortless. Just beyond, the oversized Florida Room serves as the heart of the home, a warm, welcoming space to gather with loved ones or enjoy quiet afternoons. Outside, the rear paver patio overlooks the community clubhouse, sparkling pool, and shuffleboard courts, creating the perfect setting for easy retirement living. The spacious primary bedroom offers a comfortable retreat, while the 1-car garage with built-in storage adds everyday convenience. Recent updates include: Roof (2017), NEW HVAC & Ductwork (2025), NEW Water Heater (2025), NEW Washer & Dryer (2025), NEW Dishwasher (2025), NEW Range Hood (2025), Water Softener (2025), NEW Interior Paint, and NEW Tile Flooring in the bedrooms. Lakes offers a low-maintenance lifestyle with HOA fees covering water, sewer, bulk internet & cable, landscaping, grounds maintenance, and more. Conveniently located near major highways, you're just minutes from Freedom Lake Park, offering walking and biking trails, fishing piers, picnic areas, fitness equipment, playgrounds, and a dog park. Plus, you’ll enjoy easy access to St. Pete–Clearwater International Airport, charming Dunedin, vibrant St. Petersburg, and sporting events and entertainment in Tampa, all within a short drive. Whether you're searching for a seasonal getaway or the perfect place to enjoy your next chapter full-time, this inviting home delivers the Florida lifestyle you've been waiting for. Call to schedule your private tour today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$239,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $191,200 | $191,200 | $191,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $150 | $150 | $150 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,145 | $1,207 | $1,575 |
| Total Monthly Payment | $1,370 | $1,432 | $1,800 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.