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Short Sale. Short Sale Approved at list price. Welcome to your Home with 3 large bedrooms, 2 bathroom home, with 1372 heated sq feet along with a two car garage and enclosed Florida Room. Walk into your large kitchen with lots of cabinets, built in oven, counter top stove, microwave and Refrigerator. You even have a eating area in your kitchen. You have a split floor plan with a Huge 16 x 11 Master Bedroom, a walk in closet, along with your own private en suite with a Shower, sink and toilet. The other two large bedrooms have built in closets. Enjoy sitting out back in your enclosed Florida Room with full windows and screens and an enclosed backyard. The house comes with storm window shutters on all windows. Nice size Shed in the backyard. This home sits on 3 lots. As you pull into your 2 car driveway, the cement splits to allow a possibility of parking 2 additionals car. Lots of room in that driveway. There is No HOA. The air conditioner is 2017, in 2023 the roof was done, patio was added and fence was installed. The utilities are off in the home and will be the responsibility of the Buyers to turn on for inspection. There are No Assignments. This home won't last long. The home is located at 5 minutes drive to Bethune Beach (Mary McLeod Bethune Beach Park), and not far from Flagler Avenue, the heart of New Smyrna Beach. Buyer to verify room sizes and schools.
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Our Executive Mortgage Banker:
Our Insurance Division:
$259,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $207,920 | $207,920 | $207,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $319 | $319 | $319 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,245 | $1,313 | $1,727 |
| Total Monthly Payment | $1,639 | $1,707 | $2,121 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.