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This charming 1940's Bungalow packs a lot of bang for the buck! The welcoming front porch has a delightful sitting area where you can pass the time enjoying the desirable Oak Hill neighborhood. Inside is an entry hall with plenty of closet space. The generous living room offers lots of windows and warm wood floors that extend throughout the house. At the center is a wonderful dining room designed for gatherings large and small defined by a large window bay allowing sunlight to stream in. The renovated chef's kitchen is at the back of the house with crisp wood cabinetry, stone counters, a tile backsplash and ample storage. The value continues with a first-floor bedroom, a den or fourth bedroom and a renovated full bathroom. The kitchen and den each open out to a covered back porch which becomes another room in the warm weather months. A delightful, fenced yard provides ample space for kids and pets to play. Back inside, the second floor offers a primary bedroom with a walk-in closet. There is a home office which could also serve as a nursery, a second bedroom and renovated full bath providing ample room for families of all shapes and sizes. Down to the finished lower level is a laundry room, full bath, additional pantry storage and a rec room. Add central air, a one car garage, and a new roof all on a lovely city lot with mature landscaping. You will love this location which is a short drive to the interstate and the train making commuting a breeze. A real charmer!
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$795,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $636,000 | $636,000 | $636,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $486 | $486 | $486 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,809 | $4,016 | $5,281 |
| Total Monthly Payment | $4,387 | $4,594 | $5,859 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.