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NATURE-FILLED, WALKABLE, AND UNLIKE ANYTHING ELSE ON AMELIA ISLAND, Amelia Park offers a lifestyle people fall hard for. SIDEWALK-LINED, TREE-CANOPIED STREETS wind through more than 50 green spaces, lakes, and pocket parks, making even an ordinary walk feel scenic and calming. From this BEAUTIFULLY UPDATED HOME, YOU CAN STROLL to the YMCA, Story & Song Bookstore/Bistro, dining, shopping, grocery, banking, and medical care, WHILE THE BEACH AND HISTORIC DOWNTOWN FERNANDINA ARE BOTH EASILY REACHED BY BIKE OR GOLF CART. This is the rare kind of neighborhood where convenience and charm do not compete. They elevate each other. Inside, the home is BRIGHT, OPEN, and beautifully refreshed with NEW FLOORING THROUGHOUT IN 2024, MODERN FINISHES, and a layout designed for the way people live today. A LARGE KITCHEN anchors the main living spaces and flows easily to both the living room and separate family room, all WRAPPED IN WINDOWS AND NATURAL LIGHT. THE SPACIOUS PRIMARY SUITE AND BATH ARE TUCKED ON THE MAIN LEVEL FOR EASY ONE-FLOOR LIVING, while two oversized guest bedrooms and a guest bath upstairs create a smart split-bedroom design with flexibility for family, guests, or work-from-home needs. Outdoor living is just as compelling, from the WIDE FRONT PORCH to the EXPANSIVE SCREENED BACK DECK that feels like a private retreat. A 2-CAR GARAGE WITH A HEATED AND COOLED FLEX ROOM ABOVE adds even more versatility for office, hobbies, guests, or bonus living space. LOW-MAINTENANCE, BEAUTIFULLY UPDATED, and rooted in one of the Island's most beloved communities, this is not just a home. It is a lifestyle with soul.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$750,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $600,000 | $600,000 | $600,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $613 | $613 | $613 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,593 | $3,788 | $4,982 |
| Total Monthly Payment | $4,298 | $4,493 | $5,687 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.