1637 OLMSTED Lane, Fernandina Beach, FL, 32034 | $750,000

NATURE-FILLED, WALKABLE, AND UNLIKE ANYTHING ELSE ON AMELIA ISLAND, Amelia Park offers a lifestyle people fall hard for. SIDEWALK-LINED, TREE-CANOPIED STREETS wind through more than 50 green spaces, lakes, and pocket parks, making even an ordinary walk feel scenic and calming. From this BEAUTIFULLY UPDATED HOME, YOU CAN STROLL to the YMCA, Story & Song Bookstore/Bistro, dining, shopping, grocery, banking, and medical care, WHILE THE BEACH AND HISTORIC DOWNTOWN FERNANDINA ARE BOTH EASILY REACHED BY BIKE OR GOLF CART. This is the rare kind of neighborhood where convenience and charm do not compete. They elevate each other. Inside, the home is BRIGHT, OPEN, and beautifully refreshed with NEW FLOORING THROUGHOUT IN 2024, MODERN FINISHES, and a layout designed for the way people live today. A LARGE KITCHEN anchors the main living spaces and flows easily to both the living room and separate family room, all WRAPPED IN WINDOWS AND NATURAL LIGHT. THE SPACIOUS PRIMARY SUITE AND BATH ARE TUCKED ON THE MAIN LEVEL FOR EASY ONE-FLOOR LIVING, while two oversized guest bedrooms and a guest bath upstairs create a smart split-bedroom design with flexibility for family, guests, or work-from-home needs. Outdoor living is just as compelling, from the WIDE FRONT PORCH to the EXPANSIVE SCREENED BACK DECK that feels like a private retreat. A 2-CAR GARAGE WITH A HEATED AND COOLED FLEX ROOM ABOVE adds even more versatility for office, hobbies, guests, or bonus living space. LOW-MAINTENANCE, BEAUTIFULLY UPDATED, and rooted in one of the Island's most beloved communities, this is not just a home. It is a lifestyle with soul.

Features

  • Amenities: Dog Park, Jogging Path, Park, Storage, WaterSidewalks
  • Rooms: 12
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Year Built: 2015
  • Garage: 2-car
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,015
  • Acreage: 0.09
  • Est. Taxes: $7,354
  • HOA Fee: $870 Annually
  • Appliances: Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer, Water Softener Owned
  • MLS#: 2138762
  • Days on Market: 89 days
  • Website: https://www.raveis.com
    /prop/2138762/1637olmstedlane_fernandinabeach_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1637 OLMSTED Lane, Fernandina Beach, FL, 32034

$750,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $600,000 $600,000 $600,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $613 $613 $613
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,593 $3,788 $4,982
Total Monthly Payment $4,298 $4,493 $5,687

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.