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Welcome to 102 Steven Street in Kerhonkson; a thoughtfully upgraded 4-bedroom, 2-bath home where modern comfort meets peace of mind. Every major system has been carefully improved, offering buyers not just a home, but confidence in their investment. Inside, you’ll find a bright, refreshed interior with updated trim work and fresh paint throughout. The kitchen is fully equipped with a sleek stainless steel appliance suite and enhanced with a propane line for cooking- perfect for those who love both function and style. One of the bathrooms has been completely renovated down to the studs, featuring custom tile work that adds a clean, elevated finish. Comfort is effortless year-round with multi-zone mini-split systems on both levels, allowing for efficient, customizable heating and cooling throughout the home. What truly sets this property apart is its upgraded infrastructure. The electrical service has been expanded to 200 amps, and a Generac 24kW whole-house generator—paired with dual propane tanks and an automatic transfer switch—ensures you’re never left without power, no matter the season. Step outside to enjoy a property that’s just as thoughtfully improved. A new rear deck creates the perfect space for relaxing or entertaining, while the custom backyard pond adds a peaceful, natural touch. The partially paved driveway, new front and rear exterior doors, and newly installed insulated garage door further enhances both function and curb appeal. A full roof replacement completed in 2019 adds yet another layer of long-term value. This is a home where the work has already been done—offering a seamless move-in experience with meaningful upgrades that truly matter.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $351 | $351 | $351 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,156 | $2,273 | $2,965 |
| Total Monthly Payment | $2,582 | $2,699 | $3,391 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.