Discover your dream waterfront retreat at this stunning two-story boathouse situated along the picturesque Peconic River. This charming property features two cozy bedrooms and a thoughtfully designed bath equipped with a modern composting toilet. The full kitchen is a chef's delight, boasting a convection countertop oven, ice maker, propane stove, and refrigerator, with all essential plates, cups, utensils, pots, pans, and a delightful dinette set included. Enjoy the convenience of an in-unit washer and dryer. Relax in style with one furnished bedroom and the comfort of two mini splits for heating and air conditioning. Stay connected with free WiFi throughout the property. For boating enthusiasts, boat slips are available, allowing you to live the waterfront lifestyle year-round—where you can fish, immerse yourself in the sounds of nature, and wake up to breathtaking sunrises. Unwind at sunset on one of the three spacious decks, taking in the serene surroundings that make this home truly special. Conveniently located just 4 miles from the Tanger Outlets and close to downtown Riverhead, you'll have easy access to fantastic restaurants, shopping, the Long Island Aquarium, and a wealth of local attractions. This is a cash-only opportunity, so seize the chance to own a piece of paradise on the water today!
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Our Executive Mortgage Banker:
$225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $180,000 | $180,000 | $180,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,078 | $1,137 | $1,483 |
| Total Monthly Payment | $1,153 | $1,212 | $1,558 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.