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Tucked onto a level, beautifully planted lot in one of Stony Brook's most convenient neighborhoods, this inviting single-level home blends timeless character with everyday comfort. A covered front porch opens to a sun-filled interior where hardwood floors run through the main living spaces. The spacious living room is full of original character - crown molding, a brick wood-burning fireplace, and a graceful arched niche — all bathed in light from a large picture window. A pass-through connects to the eat-in kitchen, where oak cabinetry, a gas cooktop, and a sunny skylight make for an easy, livable space with tons of natural light. Three comfortable bedrooms, plus a versatile back bonus room ideal for a home office or nursery. Downstairs, a full basement with laundry offers exceptional storage and the potential to finish for even more living space. Natural Gas from the street is coming into the house currently being used by the stove. All of this within the highly regarded Three Village Central School District, just a short walk to the Stony Brook LIRR station, and minutes from Stony Brook University and Hospital, historic Stony Brook Village, and North Shore beaches. A wonderful opportunity to own a home with real character in a sought-after setting — schedule your private showing today.
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Our Executive Mortgage Banker:
$649,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $519,999 | $519,999 | $519,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $673 | $673 | $673 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,114 | $3,283 | $4,283 |
| Total Monthly Payment | $3,879 | $4,048 | $5,048 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.