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Tucked in an amazing location just minutes from downtown Waterbury, close enough to bike to shops, restaurants, coffee, and local favorites, 162 Middle Road offers the best of both convenience and Vermont recreation. Set in a friendly neighborhood setting, this 3-bedroom, 2. 5-bath colonial welcomes you first with a covered front porch that feels like the perfect spot for morning coffee or winding down at the end of the day. Inside, hardwood flooring runs throughout the main living spaces, creating a warm and easy flow. The first floor includes open and bright living and dining areas, a practical kitchen layout, and a convenient half bath. Upstairs, you’ll find three generously sized bedrooms and two full bathrooms, including a primary suite with its own private bath, and second floor laundry. The finished basement adds valuable bonus space for a family room, playroom, office, workout area, or movie-night hangout, while the attached 2-car garage adds convenience and storage. Owned solar panels, battery backup, and heat pumps help lower energy costs while also providing cooling in the warmer months. Outside, enjoy a welcoming neighborhood while being surrounded by so much of what makes this area special - nearby hiking, walking trails, outdoor recreation, Waterbury Reservoir, and skiing. Perfectly positioned between the shops and restaurants of Waterbury and the recreation of the Mad River Valley, this home makes it easy to enjoy everyday living and weekend adventure.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 6/13/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$668,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $534,400 | $534,400 | $534,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $792 | $792 | $792 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,201 | $3,374 | $4,402 |
| Total Monthly Payment | $4,085 | $4,258 | $5,286 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.