23 Stoddard Lane, Freedom, NH, 03836 | $449,000

Enjoy easy one-floor living in this well-maintained ranch home set on a level 1. 66-acre lot in the low-tax town of Freedom. Conveniently located on a paved town road, this property also includes deeded access to beautiful Ossipee Lake, offering the perfect blend of comfort, recreation, and convenience. The home features newer kitchen appliances, center island, elegant granite countertops, along with three bedrooms and two baths (primary has its own updated bath). Living room with hardwood floors. A spacious, sun-filled rear deck provides the ideal setting for relaxing, outdoor dining, or entertaining family and friends. A newly constructed 38' x 24' detached garage offers exceptional space for vehicles, boats, hobbies, or storage. The original attached one-car garage has been thoughtfully converted into a versatile craft room, recreation room, or home office. A full, dry basement provides excellent storage and offers potential for future expansion. Additional recent improvements include a new boiler for added peace of mind. Just a short stroll—approximately one-half mile—from the home, you'll find your private association beach on Ossipee Lake. Featuring 100 feet of clean, sandy shoreline shared by only 38 properties, this exceptional waterfront amenity includes a clubhouse with bath facilities, gas grills, canoe and kayak racks, a swim platform, and plenty of space to enjoy one of New Hampshire's most desirable lakes. Whether you're looking for a year-round residence, vacation getaway, or retirement home, this property offers a wonderful opportunity to enjoy the best of lake living in the heart of Freedom.

Features

  • Amenities: Clubhouse,Beach Access,Beach Rights
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 1 full / 1 three-quarter
  • Style: Ranch
  • Year Built: 1998
  • Garage: 3-car Garage
  • Heating: Oil,Hot Water
  • Cooling: None
  • Basement: Unfinished
  • Approx Sq. Feet: 1,384
  • Acreage: 1.66
  • Est. Taxes: $3,239
  • Lot Desc: Beach Access,Country Setting,Level,Wooded
  • Elem. School: Freedom Elem School
  • Middle School: A. Crosby Kennett Middle Sch
  • High School: A. Crosby Kennett Sr. High
  • MLS#: 5092052
  • Website: https://www.raveis.com
    /prop/5092052/23stoddardlane_freedom_nh?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 6/2/2026
Listing courtesy of Costantino Real Estate LLC   Phone: 603-539-3200
Listing Agent: Gerard Costantino

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

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Frank.Kolb@raveis.com

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23 Stoddard Lane, Freedom, NH, 03836

$449,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,200 $359,200 $359,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $270 $270 $270
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,151 $2,241 $2,959
Total Monthly Payment $2,496 $2,586 $3,304

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.