105 Hope Avenue, Seneca, SC, 29678 | $125,000

Attention Investors & Flippers! High-Potential 4-BR Rental or Flip in Seneca! Priced to move! This 1938 traditional home in the established Utica subdivision offers an exceptional addition to your portfolio or your next profitable project. Boasting solid bones and a highly functional and spacious layout, this property is primed for immediate cash flow or a value-add renovation. The versatile floor plan features 2 bedrooms and a full bath on the main level, with an additional 2 bedrooms upstairs—perfect for maximizing rental income or appealing to a wide buyer pool. Situated on a level 0. 25-acre lot with a classic front porch and mature shade trees, it offers great curb appeal potential. Excellent Rental Flexibility: Short-term rentals are allowed! Capitalize on the local market demand with long-term tenants or a short-term rental strategy. Features a durable architectural shingle roof, low-maintenance vinyl siding, natural gas heating, and central electric cooling. Located outside Seneca city limits in Oconee County, making it USDA-eligible. Low county taxes ($522) and no HOA fees mean lower carrying costs and higher margins. Connected to public water and public sewer, with high-speed internet available on-site. Properties at this price point do not last long in this market. Bring your vision and capitalize on this rare Seneca opportunity! This property is being offered AS-IS, Cash Buyers preferred. This property may not qualify for most loans.

Features

  • Bedrooms: 4
  • Baths: 1 full
  • Laundry: Washer Hookup
  • Style: Traditional
  • Development: 205-Oconee County,SC
  • Year Built: 1938
  • Heating: Natural Gas
  • Cooling: Central Air,Electric
  • Basement: None,Crawl Space
  • Acreage: 0.25
  • Est. Taxes: $522
  • Lot Desc: Level,Outside City Limits,Subdivision,Trees
  • Elem. School: Blue Ridge Elementary
  • Middle School: Seneca Middle
  • High School: Seneca High
  • Appliances: Electric Oven,Electric Range,Refrigerator,Smooth Cooktop
  • MLS#: 20302056
  • Days on Market: 31 days
  • Website: https://www.raveis.com
    /prop/20302056/105hopeavenue_seneca_sc?source=qrflyer
The data relating to real estate for sale on this Web site comes in part from the Broker Reciprocity Program of the Western Upstate Association of REALTORS®, Inc. and the Western Upstate Multiple Listing Service, Inc This information is deemed reliable, but not guaranteed. Neither, the Western Upstate Association of REALTORS®, Inc. or Western Upstate Multiple Listing Service of South Carolina, Inc., nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is responsible for verifying all information. This information is provided by the Western Upstate Association of REALTORS®, Inc. and Western Upstate Multiple Listing Service of South Carolina, Inc. for use by its members and is not intended for the use for any other purpose.
Listing courtesy of Keller Williams Seneca   Phone: (864) 482-2700

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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105 Hope Avenue, Seneca, SC, 29678

$125,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $100,000 $100,000 $100,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $44 $44 $44
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $608 $631 $830
Total Monthly Payment $727 $750 $949

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.