Welcome to this spacious 4-bedroom, 1. 5-bath high ranch nestled in the heart of Kings Park. This home offers a versatile layout with hardwood floors and comfortable living spaces throughout. The main level features an eat-in kitchen, formal dining room, and a bright living room highlighted by soaring cathedral ceilings and a large picture window that fills the space with natural light—perfect for everyday living and entertaining. The main level also includes a primary suite, two additional bedrooms, and a full bath. The first floor offers excellent flexibility with a family room that leads out to the backyard covered patio, an additional bedroom, a half bath, as well as a dedicated laundry and utility room—ideal for guests, extended living, or work-from-home needs. Additional features include a new oil tank, a 4-year-old oil burner, a generator with generator hookup for added peace of mind, a new hot and cold water line with emergency shut-off, and a 2-car garage with a storage room, workbench, and built-in shelving. Ideally located just moments from scenic parks, the LIRR train station for easy commuting, and Kings Park’s vibrant town center, this home offers both comfort and convenience. Enjoy a strong sense of community with year-round local events such as the St. Patrick’s Day Parade, Kings Park Day, Musical Moments in the Park, Little League parades, Veterans Day celebrations, and more. Explore Main Street’s charming shops, restaurants, and cafes, or take advantage of the nearby beaches and nature trails. A wonderful opportunity to enjoy all that Kings Park has to offer!
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Our Executive Mortgage Banker:
$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $519,200 | $519,200 | $519,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $1,127 | $1,127 | $1,127 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,110 | $3,278 | $4,277 |
| Total Monthly Payment | $4,329 | $4,497 | $5,496 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.