5292 SW 31ST STREET, Ocala, FL, 34474 | $515,000

Private Ocala Retreat | Over 1 Acre | Pool Home | Detached Flex Building |

Discover the perfect blend of privacy, convenience, and Florida lifestyle living in this beautifully renewed estate, ideally situated in one of Ocala’s most desirable established communities. Surrounded by mature landscaping, spacious homesites, and signature black board fencing, this move-in-ready estate offers the tranquility of country living with the convenience of being just minutes from Ocala’s hospitals, shopping, dining, entertainment, and everyday amenities.

Nestled on over an acre of meticulously maintained grounds, the property welcomes you with a park-like setting featuring mature azaleas, majestic palms, magnolia trees, tropical landscaping, a peach tree, shaded walking paths, and lush greenery throughout the fully irrigated grounds.

The beautifully updated main residence features a thoughtfully designed split-bedroom floor plan with 3 bedrooms, 2 bathrooms, and an attached 2-car garage. The heart of the home is the expansive custom kitchen, designed with quality craftsmanship, upgraded finishes, abundant storage, and the perfect layout for gathering and entertaining.

The spacious primary suite includes laminate flooring & provides a relaxing retreat with a luxurious renovated bathroom, while the flexible Florida room creates additional living space with seamless indoor-outdoor connection through sliding doors from multiple rooms. Step outside to your oversized private pool area—perfect for entertaining guests, enjoying quiet mornings, or embracing Florida’s year-round outdoor lifestyle.

A rare highlight of this property is the impressive 1, 040 sq. ft. air-conditioned detached building offering endless possibilities. Complete with an additional garage bay and side entry, this versatile space is ideal for a private gym, yoga studio, game room, workshop, hobby space, home business, creative studio, or additional storage.

With ample backyard space for RVs, boats, trailers, and outdoor recreation, this property delivers flexibility rarely found while maintaining a beautifully polished residential setting.

Thoughtfully renewed with quality workmanship and attention to detail throughout, this exceptional Ocala property offers the best of both worlds, a little bit country, a little bit town, and truly the Florida lifestyle you have been waiting for.

Conveniently located in the heart of Marion County with easy access to Ocala’s top destinations, outdoor recreation, equestrian venues, and an easy drive to Florida’s beautiful coasts.

Private. Updated. Spacious. Truly Ocala living at its finest. ROOF 2021, AC 2023, GUTTERS 2026

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 150 x 325
  • Laundry: In Garage
  • Style: Ranch
  • Year Built: 1985
  • Garage: 3-car Garage Door Opener, Garage Faces Side
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,252
  • Acreage: 1.12
  • Lot Size: 150 x 325
  • Est. Taxes: $4,940
  • HOA Fee: $100 Annually
  • Lot Desc: Landscaped, Level
  • View: Garden
  • Elem. School: Saddlewood Elementary School
  • Middle School: Liberty Middle School
  • High School: West Port High School
  • Pool: In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Range, Range Hood, Refrigerator, Water Softener
  • MLS#: OM725650
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/OM725650/5292sw31ststreet_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/3/2026 12:56:28 AM)
Listing courtesy of GOLDEN OCALA REAL ESTATE INC   Phone: 352-369-6969

William Raveis Family of Services

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Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5292 SW 31ST STREET, Ocala, FL, 34474

$515,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $412,000 $412,000 $412,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.524% 5.846%
Monthly Tax Payment $412 $412 $412
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,437 $2,570 $3,394
Total Monthly Payment $2,941 $3,074 $3,898

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.