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Enjoy the beauty and tranquility of riverfront living in this inviting ranch home, ideally located just minutes from Vergennes and a 4. 5-mile boat ride along the Otter Creek to access Lake Champlain. Set back from the road, this 1. 89-acre property offers privacy and a picturesque setting with a beautifully landscaped, level front yard and a gently sloping backyard leading down to the river frontage. The outdoor spaces feature perennial gardens, mature landscaping, blueberry bushes, a raspberry patch, and an outdoor shower, perfect after a day on the water. Inside, large windows fill the home with natural light while showcasing views of the surrounding landscape and river. The open kitchen layout flows into the living area, where a pellet stove creates a warm and welcoming atmosphere. A charming sitting nook offers the perfect spot to relax with a book, enjoy your morning coffee, or simply watch the river flow by. Currently configured as a two-bedroom home, the floor plan offers the potential to be converted back to a three-bedroom layout. The recently renovated bathroom adds modern appeal and includes laundry hookups for added single-level living convenience, while laundry facilities are currently located in the basement. The framed-in, partially finished basement presents an excellent opportunity to expand the living space. Generous closet space throughout the home along with an oversized attached one-car garage and an additional outbuilding provide ample space for storage, hobbies, and recreational equipment. With its combination of privacy, river frontage, and practical amenities, this property offers a rare opportunity to enjoy Vermont living in a truly special setting.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 6/13/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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William Raveis Real Estate
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $460 | $460 | $460 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,036 | $2,147 | $2,801 |
| Total Monthly Payment | $2,571 | $2,682 | $3,336 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.