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Presented by
Billie Marie Manavola |
Searching for the perfect co-op to call home? Welcome to this bright and inviting 2-bedroom apartment in the highly desirable Caroline Gardens, where comfort, convenience, and charm come together effortlessly. Filled with natural sunlight, this thoughtfully laid-out residence features a desirable windowed kitchen, spacious living areas, and a layout designed for both functionality and everyday comfort. Perfectly sized and ideally situated, this home offers an exceptional opportunity to enjoy easy living in a beautifully maintained community. Caroline Gardens is a meticulously cared-for building featuring an on-site superintendent and unbeatable proximity to public transportation, shopping, dining, parks, and everyday conveniences. Enjoy the best of both worlds—peaceful Westchester living with quick and easy access to NYC, plus convenient access to major roadways and excellent school options. A rare and standout feature: this home includes **THREE PARKING SPACES** (optional to keep or rent out for a fee), offering unmatched convenience and value. As a bonus, residents enjoy access to the highly coveted Shore Park, exclusive to Pelham Manor residents. Don’t miss the opportunity to make this special home your own—this gem is ready for its next chapter!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
Sales Associate
William Raveis Real Estate
Phone: 203.921.8877
Billie.Manavola@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,677 | $1,768 | $2,306 |
| Total Monthly Payment | $1,752 | $1,843 | $2,381 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.